Not sure which product fits your needs?
| Package Types |
Essential
EssentialThis wallet-friendly product gives you a sound level of financial protection, with coverage for trip delay, travel accident, and collision loss or damage, and more.
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Basic
Basic TravelCover the essentials for all your travels throughout the year. Benefits include emergency medical and dental coverage, travel delay, travel accident, and more.
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Deluxe
Deluxe TravelOur most popular year-round plan for frequent domestic and international travel. Benefits include trip cancellation, trip interruption, emergency medical and rental car coverage.
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Family
Family Travel (Standard)This plan offers affordable, year-round coverage for the whole family (up to 10 people). Designed for families who do not require trip cancellation and trip interruption coverage. Need a different level of coverage? You can change your trip cancellation coverage level below. |
Family
Family Travel (Premiere $1,500)Get enhanced protection for your trip investment. This plan includes trip cancellation and trip interruption coverage in addition to other essential benefits. Best for families (up to 10 people) whose per-trip costs during the year do not exceed $1,500. Need a different level of coverage? You can change your trip cancellation coverage level below. |
Family
Family Travel (Premiere $5,000)Protect your family's travel investment with coverage for trip cancellation, trip interruption, medical emergencies, and more. This plan is best for families (up to 10 people) whose per-trip costs during the year do not exceed $5,000. Need a different level of coverage? You can change your trip cancellation coverage level below. |
Family
Family Travel (Premiere $10,000)A plan designed for families with a significant trip investments throughout the year. Coverage includes trip cancellation, trip interruption, emergency medical and dental, and more. Best for families (up to 10 people) whose per-trip costs during the year are near $10,000. Need a different level of coverage? You can change your trip cancellation coverage level below. |
Family
Family Travel (Premiere $15,000)Get the highest level coverage for your family (up to 10 people). This extensive plan includes trip cancellation and trip interruption coverage for up to $15,000, as well other important benefits. Need a different level of coverage? You can change your trip cancellation coverage level below. |
Business
Business TravelDesigned especially for professionals who travel often for work, this product is enhanced with special benefits, including coverage for business equipment, buiness equipment rental, and business concierge.
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Medical Evac
Medical Evac (Standard)Protect against the prohibitive costs of medical evacuation (often totalling tens of thousands of dollars). This product is designed especially for travelers on extended overseas trips.
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Medical Evac
Medical Evacuation (6 Months)Protect against the prohibitive costs of medical evacuation (often totalling tens of thousands of dollars). This product is designed especially for travelers on extended overseas trips.
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Medical Evac
Medical Evac (12 Months)Protect against the prohibitive costs of medical evacuation (often totalling tens of thousands of dollars). This product is designed especially for travelers on extended overseas trips.
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| $99 per person | $219 per person | $249 per person | $325 per household | $450 per household | $700 per household | $950 per household | $1225 per household | $389 per person |
$185 per person $285 per family |
$285 per person $385 per family |
$485 per person $685 per family |
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| Summary of Coverage Per Trip | ||||||||||||
| Trip Length | 45 days | 45 days | 90 days | 90 days | 90 days | 90 days | 90 days | 90 days | 45 days | |||
Trip Cancellation Per Year
Trip CancellationRecoup certain non-refundable trip costs if you need to call off your trip for a covered reason. All benefits except Trip Cancellation and Trip Interruption are provided on a per-trip basis. * Trip Cancellation and Trip Interruption coverage limits are an annual maximum.
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$1,000 | $5000 | ||||||||||
Trip Interruption Per Year
Trip InterruptionGet reimbursed for certain costs if covered unforeseen circumstances cut your travels short. All benefits except Trip Cancellation and Trip Interruption are provided on a per-trip basis. * Trip Cancellation and Trip Interruption coverage limits are an annual maximum.
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$1,000 | $1,500 | $5,000 | $10,000 | $15,000 | $5000 | ||||||
Travel Delay
Travel DelayCover reasonable costs of additional meals and lodging if your trip is delayed more than six hours due to a covered reason.
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$500 | $1,500 | $500 | $500 | $1,000 | $1,000 | $1,000 | $1,000 | $500 | |||
Travel Accident
Travel AccidentProvides coverage for accidental loss of life, limb or eyesight while traveling.
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$25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | $100,000 | |||
Collision Loss/Damage
Collision Loss/DamageProtect against certain costs if your rental car is damaged or stolen.
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$5,000 | $25,000 | $25,000 | $40,000 | $40,000 | $40,000 | $40,000 | $45,000 | ||||
Flight Insurance
Flight InsuranceProvides coverage for loss of life, limb or eyesight while traveling on a certified passenger aircraft during a regularly scheduled trip or charter.
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$300,000 | $300,000 | ||||||||||
Change Fee Coverage
Change Fee CoverageCovers airline fees if you need to make a change to your flight ticket for a covered reason.
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$1,000 | |||||||||||
Business Equipment Delay/Rental
Business Equipment Delay/RentalCover the costs of renting replacement equipment if yours is stolen or lost, delayed, or damaged by your common carrier.
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$500 | $1,000 | $1,000 | |||||||||
Baggage Delay
Baggage DelayGet reimbursed for essentials if your luggage is delayed for at least 24 hours.
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$200 | $500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,000 | |||||
Emergency Medical and Dental Benefit
Emergency Medical and Dental BenefitCover certain costs for a medical or dental emergency during your journey.
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$25,000 | $20,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $25,000 | ||||
Emergency Medical Transportation
Emergency Medical TransportationGet safe transport to the nearest appropriate medical facility to receive emergency care.
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$25,000 | $100,000 | $100,000 | $250,000 | $500,000 | $500,000 | $500,000 | $500,000 | $250,000 | $1,000,000 | $1,000,000 | $1,000,000 |
Baggage Coverage
Baggage CoverageCovers lost, stolen or damaged baggage such as luggage and personal possessions.
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$1,000 | $500 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | |||||
Business Equipment Coverage
Business Equipment CoverageGet reimbursement for or repair of your business equipment if it’s stolen, or if your common carrier loses or damages it.
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$500 | $1,000 | ||||||||||
Concierge
ConciergeEnjoy personalized recommendations, assistance, and advice about your destination before and during your trip.
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Business Concierge
Business ConciergeEnjoy access to a service providing travel information, destination assistance, and a variety of business services, including equipment rental, translation, and messenger services.
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24 Hour Hotline
24 Hour HotlineCall for instant assistance—anytime, anywhere—for any travel emergency.
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Vehicle Return
Vehicle ReturnCover the cost of returning your car to your residence in case an injury or illness prevents you from driving back
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$1,000 | |||||||||||
Online Assistance
Online AssistanceView, modify, and cancel your policy anytime on the Access America website.
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| Package Types | Essential | Basic | Deluxe | Family | Family | Family | Family | Family | Business | Medical Evac | Medical Evac | Medical Evac |
| $99 per person | $219 per person | $249 per person | $325 per household | $450 per household | $700 per household | $950 per household | $1225 per household | $389 per person |
$185 per person $285 per family |
$285 per person $385 per family |
$485 per person $685 per family |
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Looking for Single Trip Travel Insurance?
Access America offers many different travel insurance products to choose from.
